Terms and Conditions

1. Overview of the Service

Scalable Capital provides AI-driven data analysis tools intended to support decision-making for investors and businesses. The Service may generate reports, summaries, scores, or other outputs (collectively, "Outputs") based on data supplied by you or obtained from third-party sources.

The Service is provided for informational and analytical purposes only. It does not constitute financial, investment, legal, tax, or professional advice of any kind, and should not be relied upon as the sole basis for any decision.

2. Eligibility and Accounts

You must be at least 18 years old and capable of entering into a binding agreement to use the Service. If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

3. Acceptable Use

You agree not to use the Service to:

• Upload or submit data that you do not have the legal right to use or share.
• Attempt to reverse-engineer, decompile, or extract the underlying models or source code of the Service.
• Interfere with, disrupt, or place undue load on the infrastructure supporting the Service.
• Use the Service for any unlawful, fraudulent, or deceptive purpose.
• Misrepresent Outputs as independently verified facts, guarantees, or professional advice.

4. No Investment or Financial Advice

Nothing produced by the Service should be construed as a recommendation to buy, sell, hold, or otherwise transact in any financial instrument, property, or business interest. Investment and business decisions involve risk, including the possible loss of capital. Outputs generated by the Service are based on models, assumptions, and data that may be incomplete, outdated, or subject to error. You are solely responsible for independently verifying any information before acting on it, and we strongly recommend consulting with qualified financial, legal, or tax professionals before making decisions.

5. Data You Provide

You retain ownership of any data you submit to the Service ("Your Data"). By submitting Your Data, you grant Scalable Capital a limited, non-exclusive license to process, store, and analyze it solely for the purpose of providing the Service to you. You represent that you have all necessary rights and permissions to submit Your Data and that doing so does not violate any third-party rights or applicable law.

6. Intellectual Property

All rights, title, and interest in and to the Service, including its software, design, text, graphics, and underlying technology, are owned by Scalable Capital or its licensors and are protected by applicable intellectual property laws. Except for the limited rights expressly granted to you to use the Service, no other rights are granted, whether by implication, estoppel, or otherwise.

7. Fees and Payment

Certain features of the Service may require payment of fees. Where applicable, fees, billing cycles, and payment terms will be disclosed to you at the point of purchase. Unless otherwise stated, fees are non-refundable. We reserve the right to change our pricing with reasonable advance notice.

8. Disclaimers

THE SERVICE AND ALL OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANY OUTPUT WILL BE ACCURATE, COMPLETE, OR SUITABLE FOR YOUR PARTICULAR PURPOSE.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Scalable Capital, ITS AFFILIATES, AND ITS RESPECTIVE OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS SHALL NOT EXCEED THE AMOUNT YOU PAID US, IF ANY, IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

10. Indemnification

You agree to indemnify and hold harmless Scalable Capital and its affiliates from and against any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Third-Party Services and Links

The Service may reference, link to, or integrate with third-party data sources, tools, or websites. We do not control and are not responsible for the content, accuracy, or practices of any third party. Your use of any third-party service is at your own risk and subject to that third party's own terms.

12. Suspension and Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms or that your use poses a risk to us, other users, or the integrity of the Service. You may stop using the Service at any time. Provisions that by their nature should survive termination (including disclaimers, limitations of liability, and indemnification) will continue to apply.

13. Changes to the Service or Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms from time to time. Updated Terms will be posted on this page with a revised effective date. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which Scalable Capital operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts, unless otherwise required by applicable law.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid or unenforceable provision will be deemed modified to the minimum extent necessary to make it valid and enforceable.

16. Contact

If you have questions about these Terms, please reach out via our contact page.

Summary of Key Points

This is a plain-language overview only. The full Terms above govern your use of the Service.

• Outputs are informational, not financial or legal advice.
• You are responsible for data you submit.
• We may update the Service or these Terms over time.
• Liability is limited as described in Section 9.
• You must use the Service lawfully and in good faith.